Business Grows When Cash Flows

Recent Posts in Small Business Loan Category

  • What is a Collateral Loan & How Does It Work?

    The rates on a typical business loan from the average business loan office can seem high or intimidating, especially if you already have other loans or lines of credit that demand your attention. It is important to realize that loan offices are essentially handing out huge sums of money to clients without much promise of anything in return, should they default and file for bankruptcy. In order to ...
    Continue Reading
  • Happy Women's Day - Business Loans for Women

    Today is International Women’s Day, a time to recognize all women of the world and the achievements they have made throughout history, and to acknowledge the challenges they continue to face and defy. At Green Ocean Solutions, a popular business loan office headquartered in Los Angeles, we treat all customers and clients fairly and with the respect they deserve, but we are aware of other loan ...
    Continue Reading
  • Five Reasons Your Business Loan Can Be Held Up

    The approval rate for small business and bank loans is barely over 15%, which means numerous well-meaning and potentially wildly-successful businesses are not getting the funding they need to operate. In many cases, these rejections are the result of a fairly obvious red flag for traditional lenders, such as a low credit score or not enough business income, but others may be a little less ...
    Continue Reading
  • Commonly Overlooked Business Tax Deductions

    One of the best ways to reduce your annual business expenses is to reduce your tax burden. You may not realize that you are missing one or more of these great tax deductions that can help you keep more of the money you make, and make your business more profitable. Going Into Business Expenses Did you know you can write off a number of the massive costs that you incur going into business for ...
    Continue Reading
  • Small Business Lending: Loan Awareness & Credit Scores

    Diving head-first into the world of small-business lending can be an intimidating prospect – especially if you have never needed a loan before. Before you shop around and apply for loans at different institutions, it is important that you do your homework and consider several different factors to ensure you make an educated borrowing choice. Know Your Objectives Your first priority when shopping ...
    Continue Reading
  • Ways to Manage Cash Flow for Your Small Business

    One of the key characteristics of an efficiently run small business is a steady cash flow. As your business operates on a day to day basis, you incur regular expenses to keep it running. From raw materials, machinery, employee salaries, maintenance, or other inputs, these costs all come together to make up the outflow of cash. This outflow is counterbalanced by an inflow of payments for your ...
    Continue Reading
  • Common Mistakes People Make When Applying for a Business Loan

    Small businesses of all sorts and all profitability will eventually need a business loan. From renovating your space to making repairs to just getting through a slump in sales, the reasons for needing a loan are innumerable. But for every reason you will need a loan, there is a way you can make a critical mistake on your application that leads to a denial, and the possible jeopardizing of your ...
    Continue Reading
  • Equipment Financing Loans for Small Businesses

    Even the best small businesses in the country can run into unexpected and costly equipment failures. Or, on the other hand, if your small business is growing faster than anticipated and you need to expand, setting up new locations with fresh equipment can get expensive. When your small business needs new equipment, facilities, furniture, and so on, and you cannot wait to save up the cash, an ...
    Continue Reading
  • Working Capital: Know the Basics

    Working capital is defined as the money that you use in your business’ daily operations – usually your existing assets minus any current liabilities. Why Is Working Capital Important? For many businesses, working capital provides the extra financial cushion. While you can still keep your doors open even with negative working capital, you may not be as prepared for emergencies or future ...
    Continue Reading
Page 1 of 1